Our Mortgage and Home Loan Customers Come First!

Our goal is to make the home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting our customers first, you can be assured of an absolutely delightful lending experience!

Home Loan and Mortgage Refinance Market Area!

Although Preferred Mortgage, Home of Loan John is the number one home mortgage and refinance expert in Genesee county, our expertise and service areas extend into Oakland county, Lapeer county, Saginaw county, Wayne county, and virtually everywhere else in the state of Michigan! 

We have thousands of satisfied customers from Atlas, Burton, Clayton, Clio, Davison, Detroit, Flint, Flushing, Fenton, Lapeer, Troy, Lake  Orion, Goodrich, Grand Blanc, Montrose, Mount Morris, Rochester Hills, Swartz Creek, Saginaw, and Lansing to name a few!  Preferred Mortgage, Home of Loan John also provides mortgage lending services in Imlay City, Metamora, Auburn Hills, Clarkston, Holly, Novi, Oxford, Pontiac, Troy, and Waterford.  Give us a call right now to learn how you, too, can save thousands of dollars on your next home mortgage!

Get Fast Answers to Your Mortgage and Lending Questions!

Looking for mortgage refinance information?  At our home loan and mortgage website you can find loan tools available to answer virtually any mortgage, home equity loan, or refinance question. Trying to decide if now is a good time to refinance? Check out our FREE Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator to find out how we can help you!

Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan that best meets your needs. We'll also be happy to prepare a personalized mortgage quote for the home mortgage or refinance program of your choice.  Whether you're looking to use one of our free mortgage calculators, refinance your existing home mortgage, or consolidate high interest rate debt, our experts at Preferred Mortgage, Home of Loan John can help.   Simply pick up the phone right now and call Preferred Mortgage at (866) LOAN JOHN to speak with one of our professional loan officers!

Residential Loan Programs for Excellent, Average, or Poor Credit!

At Preferred Mortgage, Home of Loan John our loan experts work with customers who have all types of credit ranging from excellent to average to poor.  While many borrowers may have experienced a few bumps and bruises that have affected their credit, the good news is that our experienced loan officers work with over 100 lenders and investors who can accommodate most any type of credit situation.  Our goal is to work closely with you to put together a comprehensive loan program that is custom tailored to specifically meet your mortgage and lending needs!

Whether you've had a few late payments, a foreclosure, or even a bankruptcy, contact one of our professional loan officers today!  There's a good chance we can help!  And if for some reason you aren't able to qualify for a home loan now, be sure to ask about our credit repair service and how we can help improve your credit score.  Call now for a free mortgage quote and to learn more about how we can help you save both time and money with some of the lowest mortgage rates in the industry!

LifeStyle Loan!  Offered Exclusively by Preferred Mortgage!

Now you, too, can live the American Dream!  Learn how you can afford the home of your dreams with our brand new and exciting LifeStyle Loan!  Preferred Mortgage and Symphony Homes have teamed up to bring you this innovative new home loan program that allows homeowners to afford more home than ever before!  After several lenders from other companies told one of our recent clients that the most they could qualify for was $200k, we showed them within minutes how they could qualify for up to $310k, and all without increasing their income! 

We helped this family purchase the home of their dreams, and we can help you, too!  Our exclusive LifeStyle Loan is sheer inspiration, and it's available only through Preferred Mortgage, Home of Loan John!  For more information about our exciting LifeStyle Loan program, call (810) 654-2525 and ask to speak with one of our mortgage experts.  They'll be absolutely delighted to help you! 

Trade In Your Old House for a Brand New Symphony Home!

That's right!  Now you can trade in your old house for a brand new Symphony Home!  You can finally buy that beautiful new home you've always dreamed about, and the best part of all is that you don't have to worry about selling your old house because Symphony Homes will buy it from you! 

No one wants to get stuck with two house payments, and now you don't have to!  Symphony Homes makes buying a new home worry-free by taking the risk out of having to sell your existing house.  To learn more about our exciting trade in program offered exclusively by Symphony Homes and Preferred Mortgage, pick up the phone and call (888) 3 EZ TRADE, or simply click here!

Commercial Loan Programs Now Available!

Preferred Mortgage CFO and best selling real estate author, Steve Berges, has personally borrowed tens of millions of dollars in commercial loans from a host of commercial lenders.  These include both small and large local commercial lenders across mid Michigan, as well as national commercial lenders outside of Michigan. 

Due to his direct and extensive experience, Mr. Berges has developed personal relationships with many key individuals throughout the commercial lending industry.  Whether you're looking to refinance and cash out, purchase, or develop land, our lending experts can help!  The following loan types represent just a few of the many commercial loan programs available through Preferred Mortgage.  For more information on our commercial lending programs, call (810) 654-2525.