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Credit Grade Calculator

Please enter the information as best you can to find out your credit grade.
Section A: Mortgage Lates
Within the last 24 months have you had any late payments on your mortgage?

If yes, continue, otherwise skip to section B.
Number of Mortgage Lates
Within the last 12 months Between 13 and 24 months ago
30-59 days late
30-59 days late
60-89 days late
60-89 days late
90+ days late
90+ days late
Are you currently late on your mortgages?
Section B: Consumer Loan Lates
Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?

If yes continue, otherwise skip to section C.
Number of Consumer Lates
Within the last 12 months Between 13 and 24 months ago
30-59 days late
30-59 days late
60-89 days late
60-89 days late
90+ days late
90+ days late
Are you currently late on your consumer loan payments?
Section C: Collections, Charge offs, Judgements, Tax Lien
Do you have any collections, charge offs, judgements or tax liens?
Section D: Bankruptcies
Have you been bankrupt during the last 7 years?
Section E: Foreclosures
Have you had any foreclosures during the last 7 years?
Section F: Payment load
Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?
Section G: Equity in your property
The value of my house is $
The total amount of loans on my house are $

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Real Estate One Symphony Homes, a member of the Symphony Homes family of companies, offers full real estate brokerage, Realtor, and agent services in the following areas: GENESEE COUNTY, LAPEER COUNTY, OAKLAND COUNTY, MICHIGAN, ATLAS, BURTON, CLIO, DAVISON, FENTON, FLINT, FLUSHING, GOODRICH, GRAND BLANC, MONTROSE, MUNDY, RICHFIELD, AND SWARTZ CREEK.  Real Estate One Symphony Home services are also provided in LAPEER, CLARKSTON, HOLLY, LAKE ORION, LINDEN, NOVI, OXFORD, PONTIAC, ROCHESTER, ROCHESTER HILLS, TROY, AND WATERFORD.  Copyright 2001 - 2007 Preferred Mortgage and Real Estate One Symphony Homes. Be sure to ask about our revolutionary TRADE IN PROGRAM!  That's right, now you can TRADE IN YOUR OLD HOUSE FOR A BRAND NEW SYMPHONY HOME! Call (810) 658-3600, (810) 603-3077, (810) 654-0900, or (810) 636-3888 for more information. NEW HOMES ON OUR LOT OR YOURS! Symphony Homes is a new homes Michigan builder in Genesee and Oakland County currently building in several new home communities including Burton, Davison, Goodrich, Grand Blanc, Holly, and Lake Orion!  New home styles feature single family detached homes and condominiums. Complete loan and financing services are now available through our mortgage partner, PREFERRED MORTGAGE (home of LOAN JOHN).  Call (810) 654-2525 to speak with one of our mortgage experts!  Symphony Homes is proud to be a REAL ESTATE ONE affiliate! SEARCH THE MLS for all homes in the state of Michigan by accessing the MULTIPLE LISTING SERVICE directly from this site!  The Home of Loan John, Real Estate One, and Symphony Homes are proud to be part of the Symphony Homes family of companies! Also, be sure to visit THE VALUE PLAY for powerful real estate software, audio CDs featuring author Steve Berges, and business, real estate, and legal forms!  Tired of paying high gas prices? Then be sure to visit THE GAS SAVER to learn how you can begin saving $$$ now!

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